Discover Bank is a leader in direct banking, known primarily for its high-yield savings accounts, certificates of deposit (CDs), and award-winning credit cards. Unlike traditional banks, Discover operates without physical branches, focusing its resources on providing competitive interest rates and 24/7 U.S.-based customer service.
Discover Bank Customer Support Number Directory
Below are the verified contact numbers for Discover Bank services as of 2026:
| Account or Card Type | Phone Number |
|---|---|
| General Credit Card Support | 1-800-347-2683 |
| Online Banking & Savings | 1-800-347-7000 |
| Personal Loans | 1-866-248-1255 |
| Student Loans | 1-800-788-3368 |
| International Support (Collect) | +1-801-902-3100 |
Visit Official Discover Contact Page
Discover Bank Support Hours (Eastern Time)
Discover is famous for its "Always On" approach to service:
- Credit Cards & Banking: 24 hours a day, 7 days a week, 365 days a year.
- Loan Specialists: Mon–Fri 8:00 AM – 11:00 PM ET; Sat–Sun 9:00 AM – 6:00 PM ET.
How to Talk to a Live Person at Discover Bank
- Dial 1-800-347-2683.
- The system will ask for your card number or Social Security number. You can say "Representative" or press 0 multiple times to bypass the prompt.
- Discover typically answers with a live human quickly, as they do not use complex phone trees.
You may also find helpful support pages for other banking and financial services.
Explore additional customer support guides for related services.
Frequently Asked Questions (FAQ)
Does Discover Bank have physical branches?
No, Discover is an online-only bank. You can manage all your accounts via their mobile app or website.
What is the routing number for Discover Bank?
The routing number for Discover Bank deposits is 031100649.
